This book is divided into six chapters, covering the basic understanding, development history, application scenarios, challenges and solutions, future prospects, and action guidelines of stablecoins. Chapter One, "Origins and Essence," analyzes the essence of stablecoins' "anchoring to fiat currency" and their four-layered ecosystem. Chapter Two reviews the development of stablecoins from their nascent stage (2014-2017) to their compliance transformation period (2024-2025). Chapter Three showcases the widespread application of stablecoins in DeFi, cross-border payments, financial inclusion, and RWA (Real-World Asset On-Chain). Chapter Four delves into the challenges faced by stablecoins, including the risk of de-anchoring, technical vulnerabilities, regulatory coordination, and monetary sovereignty. Chapter Five looks ahead to the future development direction of stablecoins against the backdrop of geoeconomic competition, including multi-chain integration, AI-native currencies, and sandbox regulatory models.
本书共分为6章，涵盖稳定币的基础认知、发展历程、应用场景、挑战与应对、未来图景及行动指南等维度。第一章“起源与本质”：剖析稳定币“锚定法币”的本质与四层生态；第二章回顾稳定币从萌芽期(2014-2017)到合规化转型期(2024-2025)的发展历程；第三章展示了稳定币在DeFi、跨境支付、金融普惠与RWA(现实资产上链)等领域的广泛应用；第四章深入剖析稳定币面临的脱锚风险、技术漏洞、监管协调与货币主权等挑战；第五章在地缘经济博弈的背景下展望稳定币的未来发展方向，包括多链融合、AI原生货币、沙盒监管模式的
本书共分为6章，涵盖稳定币的基础认知、发展历程、应用场景、挑战与应对、未来图景及行动指南等维度。第一章“起源与本质”：剖析稳定币“锚定法币”的本质与四层生态；第二章回顾稳定币从萌芽期(2014-2017)到合规化转型期(2024-2025)的发展历程；第三章展示了稳定币在DeFi、跨境支付、金融普惠与RWA(现实资产上链)等领域的广泛应用；第四章深入剖析稳定币面临的脱锚风险、技术漏洞、监管协调与货币主权等挑战；第五章在地缘经济博弈的背景下展望稳定币的未来发展方向，包括多链融合、AI原生货币、沙盒监管模式的
